Confused over Intuit merchant services are right for you or not? We can understand that the user has to go through many doubts to buy a new product. So we are here with the article where we covered the most common doubts of the users. We will discuss the products and services offered by Intuit, their cost, customers’ reviews, and much more. Read the article till the end, so you can make your decision. Meanwhile, you can contact our QuickBooks ProAdvisor for more info at our toll-free number +1-844-405-0904.
Many small businesses do not manage their account-related work in the shortest way. They want quick services and support, and QuickBooks best fits this criterion.
Intuit Merchant Services is Intuit’s credit card processing arm, but nowadays, it is known as QuickBooks Payments, which includes any sort of merchant processing. QuickBooks supports ACH payments at a reasonable cost.
By using QuickBooks for accounting, you gain more facility-related invoicing and eCommerce support. Sometimes, users face more difficulties because if you don’t use QuickBooks for accounting, there is not much of a point in pursuing QuickBooks Payments.
QuickBooks Merchant Services is best suited for office environments and professional service providers. Here, many clients are confused about choosing a payment service. QuickBooks payments do accommodate retail setups with QuickBooks Point of Sale, and the cost of it is a little bit favorable compared to those merchants who are likely to have smaller ticket values.
Automatically sync the QuickBooks point of sale transactions to QuickBooks Desktop by using QuickBooks Payments.
Sometimes, users think more about QuickBooks payments because they are worried about the latest fancy tech. If you are not a QuickBooks user, you can just sign up for a merchant account here and manage all your payments inside their easy-to-use online payment systems.
Here are some pros and cons so that you can clearly understand the QuickBooks merchant services.
Pros:
- Seamless QuickBooks integration
- Predictable flat-rate pricing
- Inexpensive chip card readers
- No monthly minimums
- Good for professional services
- Process credit cards
Cons:
- Limited invoice customization
- High per-transaction fees
- Slow deposit times
- Inconsistent customer support
Now, one question may still be on your mind: Is the QuickBooks payment procedure best for us? Everything sustains in the world for some reason, just like QuickBooks. Because intuit payment solutions are convenient and comprehensive. It’s neither the most forward-thinking nor the most cost-effective solution.
Table of Contents
Some Reasons to Prefer QuickBooks Payments
- It covers everything. Most QuickBooks users use it without issues.
- Merchant chatter seems to back it up.
- High volume discount available too.
- It’s a detrimental service for those users who took advantage of the service.
- Intuit merchant services also provides extra card security fraud prevention.
- Intuit is using 128-bit encryption.
We give them 4 stars out of 5 to QuickBooks payments and are happy to use this product.
Products and Services
First, sign up for the Intuit merchant account. There are many features and services available for you. You can select according to your needs. Intuit provides its own Intuit merchant services account with soft and per-transaction limits. Here are some offers and plans available for you, depending on the QuickBooks versions that you use.
QuickBooks Online Payments
Everything is managed in the form, so the QuickBooks Online merchant services users can use the QuickBooks Online payment easily. To get started, you will need to connect your payment account to QuickBooks.
- You can easily send Invoices.
- Set up recurring payments.
- It accepts swiped transactions with sales receipts wherever you are.
- Once you generate invoices and sales receipts, you can easily pull them from your customer list and populate them.
- Invoice from your product/service catalog.
- By computer, you can use a USB swiper
- QB online has a mobile app for Android and iOS, and you can connect to the Go Payments readers to accept payments.
- Processing rates for the online plan are cheaper, and ACH transfers are free.
QuickBooks Desktop Payments
QuickBooks Desktop Payments has two different payment structures. One is ‘Pay as you go’ and the other is ‘Pay monthly’. If your business processes a low volume of transactions, you can opt for pay-as-you-go and pay per transaction. For a large business where the transaction volume is high, the Pay monthly plan is good for them.
QuickBooks eCommerce
If you want to apply for e-commerce processing, you can use the QuickBooks merchant account. Intuit has a viable option and is compatible with several major shopping cart providers. Here are some e-commerce platforms integrated with QuickBooks, including Shopify, WooCommerce, BigCommerce, Magento, and Volusion. Here you can get many features, and one of them is creating sales receipts online.
Here’s how you can connect eCommerce with QuickBooks.
- Choose a vendor: You can select a web store from your recommended eCommerce vendors.
- Connect your Account: You can easily connect your account with the eCommerce.
- Start accepting credit cards: You can pay by cards for goods and services directly.
QuickBooks Point Of Sale Software
If you are not connected to any accounting software, payment processing, or merchant center, you can go for the QuickBooks Point of Sale. It can be synced with QuickBooks Desktop only. So, the QB Online user can’t use it. It comes up with the three plans. QuickBooks POS Basic, Pro, and Multi-store. The basic version is for $1200 per month, the Pro version is for $1700 per month, and the Multi-store version is for $1900 per month. All are one-time purchase versions, and the POS hardware is sold separately.
QuickBooks Point of Sale is a reliable, robust, and recognized product for your business.
It has the following features:
- Accept credit card payments
- Ring Sales
- Track your Inventory
- Track and reward customers
- Integrate QuickBooks POS with QuickBooks
- Works with Microsoft Surface Pro
QuickBooks GoPayment
QuickBooks GoPayment is a mobile app launched by Intuit. It connects with the card reader via Bluetooth for processing the payment. It can be accessed on the mobile as well as on the tablet. You can use it with QuickBooks Online and QuickBooks Desktop.
Just sign up for GoPayment, and you will get a free mobile card reader from Intuit that accepts magstripe and chip credit cards.
QuickBooks Invoicing integration for Gmail
QuickBooks Invoicing for Gmail allows you to send invoices, and your customers will get the same customized invoices. You can accept credit cards and bank transfers using QuickBooks Payments. To use it, use your existing user ID of QuickBooks Online, Mint, TurboTax, or any other Intuit product, or create a new Intuit user ID for free.
Pricing
Now we will share the pricing for all the services we have discussed above. All the plans and their prices are mentioned below in detail, so you won’t have any confusion.
QuickBooks Online Payments
Many businesses use PayPal and Square. Here are the prices given for PayPal and Square. Check the information given below.
| QuickBooks | Square | PayPal | |
| ACH Transfer | 1% (max $10) | 1% (min $10) | 3.49% + 49￠ |
| Keyed | 3.4% + 25￠ | 3.5% + 15￠ | 3.4% + 15￠ |
| Invoiced | 2.9% + 25￠ | 2.9% + 30￠ | 3.49% + 49￠ |
| Card Reader | 2.4% + 25￠ | 2.6% + 10￠ | 2.9% + 9￠ |
QuickBooks Desktop Payments
To get started with QuickBooks Desktop Payments, you’ll need QuickBooks Desktop 2019 or a later version. There are no termination fees, setup fees, or monthly minimums in QuickBooks Desktop Payments. It has two plans: Pay as you go and Pay monthly. Check the pricing details below.
| Rates per Transaction | Pay as you go | Pay Monthly |
| Monthly Charges | $0 | $20 |
| ACH Bank Transfers | $3 | $3 |
| Card Swiped | 2.4% + 30￠ | 1.6% + 30￠ |
| Card-Invoiced | 3.5% + 30￠ | 3.3% + 30￠ |
| Card-Keyed | 3.5% + 30￠ | 3.3% + 30￠ |
QuickBooks Point of Sale Payments
QuickBooks Point of Sale is a time-based purchase subscription. It lets you manage both in-store and online sales. You can accept contactless payments and stay updated on your inventory. Let’s check the prices of QuickBooks Point of Sale.
| Pay as you go | Pay monthly | |
| Payment Plans | $0 per month | Pay monthly |
| Swipe/ DIP | 2.7% | 2.3$ |
| Keyed | 3.5% | 3.2 % |
| Swipe/ DIP with PIN | 1% | 1% |
| Monthly Fee | 0% | $19.95 |
| Transaction fee | None | 25￠ each |
QuickBooks eCommerce Payments
Plans of QB eCommerce Payments are given below:
QuickBooks Commerce and QuickBooks Online Essentials are available at $50/mo each.
Intuit QuickBooks GoPayment
Intuit QuickBooks GoPayments pricing is similar to Square or QuickBooks Point of Sales, with a no-transaction-fee option.
| QuickBooks | Square | PayPal | |
| ACH Transfer | 1% (max $10) | 1% (min $1) | 3.49% + 49￠ |
| Keyed | 3.4% + 25￠ | 3.5% + 15￠ | 3.5% + 15￠ |
| Invoiced | 2.9% + 25￠ | 2.9% + 30￠ | 3.49% + 49￠ |
| Card Reader | 2.4% + 25￠ | 2.6% + 10￠ | 2.9% + 9￠ |
Other Fees & Charges
If you are a merchant and use PCI compliance services, you will need to pay annual charges. You could pay up to $35-$100 yearly. Which costs you around $3- $9 monthly.
- $25 chargeback fee
- $25 ACH/bank reject Fee
- $10 returned check fee
Contract Length & Early Termination Fee
Whenever you want, you can cancel your subscription. You will have to pay for the Early Termination Fee (ETF). The charges may be changed by your merchant service provider. But it can’t raise charges without giving notice to the merchants. If you didn’t accept the changes, your contract will discontinue, and you can’t charge an Early Termination Fee.
Customer Reviews
Now, we are going to discuss different customers’ reviews on the Intuit merchant services. We will mention positive as well as negative reviews, so it will help you to better understand the service. Have a look at this:
Sales & Advertising Transparency
Intuit Merchant Services is pretty transparent. It’s easy to understand and offer what the merchants expect from a merchant service provider. There are no hidden or unexpected charges, and the merchant didn’t get stuck in the contracts.
Negative Reviews & Complaints
QuickBooks Payments users give reviews after using the QuickBooks payment and share their own experiences.
- Long hold times for Customer Service: When a user is trying to connect with the customer service for a payment-related issue, he has to face a long hold time and are unsatisfied with the service. To avoid it, make sure to call the right department, so you don’t have to face this issue.
- Deposit Times: The payment processing time of Intuit is 2-3 days. While some processors offer the same-day or next-day processing time. So, it’s a little bit of time taking, but Intuit is working on it.
Positive Feedback from Users & Testimonials
Now we focus on the positive talk of users for QuickBooks Payments, some users say the site of QuickBooks is all quite positive, it works properly.
We know the QuickBooks features are automated, which reduces the efforts and saves a lot of time. Here we are sharing some reviews of satisfied Intuit Customers.
- Invoicing and Reminders: QuickBooks has a lot of amazing features, and one of them is sending reminders for outstanding invoices. You can send reminders to your customer to remind them that their payment is due.
- Easy Integration: Most of the software is easily linked to QuickBooks and shares the data automatically. It makes the job easy, so you don’t need to enter the data manually. The integration provides powerful efficiency, greater flexibility, a smart financial move with Intuit, and move your clients online with confidence.
One user shares his experience, and the words are “QuickBooks Payments is very convenient to use and it works seamlessly with QB online, which is vastly superior to the desktop version. I am very happy with QB online, it’s nothing short of fantastic, and the support is dead on, I give them 10 Stars”.
Customer Services & Technical Support
The customer service of Intuit is very effective. The QuickBooks community and FAQ are enough to solve your problem. But if you want to talk with a real human, you can connect with the QuickBooks support number. QuickBooks chat support is also available. So, you can contact the experts in the way you want. Try to ask the question in a simple way, so that the expert finds it easier to read and reply as soon as possible.
You can contact QuickBooks from Monday to Friday from 5 AM to 6 PM PT.
You can contact us with the toll-free +1-844-405-0904 number 24X7 for better service.
Final Words
Now, we conclude that Intuit is a big platform that supports the users and provides better facilities. It has the following features:
- A powerful mobile app
- E-check acceptance
- Ideal QuickBooks bookkeeping integration
- Loyal brand
- Great option for your payment processing needs
- Transparency
A good accounting software must have these qualities, and QuickBooks has all.
We have discussed the Intuit Merchant Services, its products and services, Intuit Merchant Services fees, and the customers’ reviews. We hope that now you understand the merchant service better than before. Now, you are ready to explore the features of Intuit Merchant Services and take advantage. If you need expert assistance, get connected with our QuickBooks ProAdvisor. Feel free to dial our toll-free number +1-844-405-0904 for QuickBooks Payment support.