Intuit Merchant Services Review & QuickBooks Payments solution

Confused over Intuit merchant services are right for you or not? We can understand that the user has to go through many doubts to buy a new product. So we are here with the article where we covered the most common doubts of the users. We will discuss the product and services offered by Intuit, their cost, customers’ reviews, and many more. Read the article till the end, so you could take your decision. Meanwhile, you can contact our QuickBooks ProAdvisor for more info at our toll-free number +1-844-401-1232. 

Many small businesses do not manage their account-related work in the shortest way. They want quick services and support, and QuickBooks best fits this criterion.

Intuit merchant services are Intuit credit card processing arm, but nowadays, it is known as QuickBooks payments, which includes any sort of merchant processing. QuickBooks support ACH payments at a reasonable cost.

By using QuickBooks for accounting, you face more facility-related invoicing and eCommerce support. Sometimes, users face more difficulties because if you don’t use QuickBooks for accounting, there is not much of a point in pursuing QuickBooks Payments.

QuickBooks is best suited for office environments and professional service providers. Here many clients are confused about choosing a payment service. QuickBooks payments do accommodate retail setups with QuickBooks Point of Sale and the cost of it is a little bit favorable compared to those merchants who are likely to have smaller tickets values.

Automatically sync the QuickBooks point of sale transactions to QuickBooks Desktop by using QuickBooks payments.

Sometimes, user more thinks about QuickBooks payments because they are worried about the latest fancy tech. If you are not a QuickBooks user, you can just sign up for a merchant account here and manage all your payments inside their easy-to-use online payment systems.

Here some pros and cons are given so that you can clearly understand the service. 

Pros and Cons of Intuit Merchant services

Pros:

  • Seamless QuickBooks integration
  • Predictable flat-rate pricing
  • Inexpensive chip card readers
  • No monthly minimums
  • Good for professional services
  • Process credit cards

Cons:

  • Limited invoice customization
  • High per-transaction fees
  • Slow deposit times
  • Inconsistent customer support

Now, one question may still be on your mind, is the QuickBooks payment procedure best for us? Everything sustains in the world for some reason, just like QuickBooks. Because intuit payment solutions are convenient and comprehensive. it’s neither the most forward-thinking nor the most cost-effective solution.

Some Reasons to Prefer QuickBooks Payments

  • It covers everything. Most QuickBooks users use it without issues.
  • Merchant chatter seems to back it up.
  • High volume discount available too.
  • It’s a detrimental service for those users who took benefit from the service.
  • Intuit also provides extra cards security fraud prevention.
  • Intuit is using 128-bit encryption.

We give them 4 stars out of 5 to QuickBooks payments and are happy to use this product.

Products and Services

First, sign up for the Intuit merchant account. There are many features and services available for you. You can select according to your needs. Intuit provides its own intuit merchant account with soft and per-transaction limits. Here are some offers and plans available for you, it depends on the QuickBooks versions which you used.

QuickBooks Online Payments

Everything is managed in the form, so the QuickBooks Online users can use the QuickBooks Online payment easily. To get started, you will need to connect your payments account to QuickBooks. 

QuickBooks Desktop Payments

QuickBooks Desktop Payments have two different payment structures. One is ‘Pay as you go’ and the other one is ‘Pay monthly’. If your business process a low volume of transactions, you can opt for pay as you go and pay per transaction. For a large business where the transactions volume is high, the Pay monthly plan is good for them. 

QuickBooks eCommerce

If you want to apply for eCommerce processing, you can use the QuickBooks merchant account. Intuit has a viable option and is compatible with several major shopping cart providers. Here are some eCommerce platforms integrated with QuickBooks including Shopify, WooCommerce, BigCommerce, Magento, and Volusion. Here you can get many features and one of them is creating sales receipts online.

Here’s how you can connect eCommerce with QuickBooks. 

  • Choose a vendor: You can select a web store from your recommended eCommerce vendors.
  • Connect your Account: You can easily connect your account with eCommerce
  • Start accepting credit cards: You can pay by cards for goods and services directly.

QuickBooks Point Of Sale Software

If you are not connected to any accounting software, payment processing, and merchant center, you can go for the QuickBooks Point of Sale. It can be synced with QuickBooks Desktop only. So, the QB Online user can’t use it. It comes up with the three plans. QuickBooks POS Basic, Pro, and Multi-store. The basic version is for $1200 per month, the Pro version is for $1700 per month, and the Multi-store version is for $1900 per month. All are one-time purchase versions and the POS hardware is sold separately. 

QuickBooks Point of sale is a reliable, robust, and recognized product for your business.

It has the following features:

QuickBooks GoPayment

QuickBooks GoPayment is a mobile app launched by Intuit. It connects with the card reader via Bluetooth for processing the payment. It can be accessed on the mobile as well as on the tablet. You can use it with QuickBooks Online and QuickBooks Desktop. 

Just sign up for the GoPayment and you will get a free mobile card reader from Intuit that accept magstripe and chip credit cards. 

QuickBooks Invoicing integration for Gmail

QuickBooks Invoicing for Gmail allows you to send invoices and your customer will get the same customized invoices. You can accept credit cards and bank transfers using QuickBooks Payments. To use it, use your existing user ID of QuickBooks Online, Mint, TurboTax, or any other Intuit product, or create a new Intuit user ID for free.  

Pricing

Now we will share the pricing for all the services we have discussed above. All the plans and their prices are mentioned below in detail so, you won’t have any confusion. 

QuickBooks Online Payments

Many businesses use PayPal and Square. Here are the prices given for PayPal and Square also. Check the information given below.

QuickBooksSquarePayPal
ACH Transfer1% (max $10)1% (min $10)3.49% + 49¢
Keyed3.4% + 25¢3.5% + 15¢3.4% + 15¢
Invoiced2.9% + 25¢2.9% + 30¢3.49% + 49¢
Card Reader2.4% + 25¢2.6% + 10¢2.9% + 9¢

QuickBooks Desktop Payments

To get started with QuickBooks Desktop Payments, you’ll need QuickBooks Desktop 2019 or later version. There are no termination fees, setup fees, or the monthly minimum in the QuickBooks Desktop Payments. It has two plans Pay as you go and Pay monthly. Check the pricing details below.

Rates per TransactionPay as you goPay Monthly
Monthly Charges$0$20
ACH Bank Transfers$3$3
Card Swiped2.4% + 30¢1.6% + 30¢
Card-Invoiced3.5% + 30¢3.3% + 30¢
Card-Keyed3.5% + 30¢3.3% + 30¢

QuickBooks Point of Sale Payments

QuickBooks Point of Sale is one time purchase subscription. It let you manage both in-store and online sales. You can accept contactless payments and stay updated on your inventory. Let’s check the prices of QuickBooks Point of sale.

Pay as you goPay monthly
Payment Plans$0 per monthPay monthly
Swipe/ DIP2.7%2.3$
Keyed3.5%3.2 %
Swipe/ DIP with PIN1%1%
Monthly Fee0%$19.95
Transaction feeNone25¢ each

QuickBooks eCommerce Payments

Plans of QB eCommerce Payments are given below:

QuickBooks Commerce and QuickBooks Online Essentials are available at $50/mo each. 

Intuit QuickBooks GoPayment

Intuit QuickBooks GoPayments pricing is similar to Square or QuickBooks Point of Sales with a no transaction Fee option. 

QuickBooksSquarePayPal
ACH Transfer1% (max $10)1% (min $1)3.49% + 49¢
Keyed3.4% + 25¢3.5% + 15¢3.5% + 15¢
Invoiced2.9% + 25¢2.9% + 30¢3.49% + 49¢
Card Reader2.4% + 25¢2.6% + 10¢2.9% + 9¢

Other Fees & Charges

If you are a merchant and use PCI compliance services, you will need to pay charges annually. You could pay up to $35-$100 yearly. Which cost you around $3- $9 monthly. 

  • $25 chargeback fee
  • $25 ACH/bank reject Fee
  • $10 returned check fee

Contract Length & Early Termination Fee

Whenever you want, you can cancel your subscription. You will have to pay for the Early Termination Fee (ETF). The charges may be changed by your merchant service provider. But it can’t raise charges without giving notice to the merchants. If you didn’t accept the changes, your contract will discontinue and you can’t charge an Early Termination Fee. 

Customer Reviews 

Now, we are going to discuss different customers’ reviews on the Intuit merchant services.  We will mention positive as well as negative reviews, so it will help you to better understand the service. Have a look at this:

Sales & Advertising Transparency

Intuit Merchant Services are pretty transparent. It’s easy to understand and offer what the merchants expect from a merchant service provider. There are no hidden or unexpected charges and the merchant didn’t get stuck in the contracts. 

Negative Reviews & Complaints

QuickBooks Payments users give reviews after using the QuickBooks payment and share their own experiences.

  • Long hold times for Customers Service: When a user is trying to connect with the customer service for a payment-related issue, he has to face a long hold time and was unsatisfied with the service. To avoid it, make sure to call on the right department, so you don’t have to face this issue. 
  • Deposit Times: The payment processing time of Intuit is 2-3 days. While some processors offer same-day or next-day processing time. So, it’s a little bit of time taking but Intuit is working on it.

Positive Feedback from Users & Testimonials

Now we focus on the positive talk of users for QuickBooks Payments, some users say the site of QuickBooks is all quite positive, it works properly.

We know the QuickBooks features are automated which reduces the efforts and saves a lot of time. Here we are sharing some reviews of satisfied Intuit Customers.

  • Invoicing and Reminders: QuickBooks has a lot of amazing features and one of them is sending reminders for outstanding invoices. You can send reminders to your customer to remind them their payment is due.  
  • Easy Integration: Most of the software is easily linked to QuickBooks and shares the data automatically. It makes the job easy so you don’t need to enter the data manually. The integration provides powerful efficiency, greater flexibility, a smart financial move with Intuit, and move your clients online with confidence.

One user shares his experience and the words are “QuickBooks Payments is very convenient to use and it works seamlessly with QB online, which is vastly superior to the desktop version. I am very happy with QB online, it’s nothing short of fantastic, and the support is dead on, I give them 10 Stars”.

Customer Services & Technical Support

Customer service of Intuit is very effective. QuickBooks community and FAQ are enough to solve your problem. But if you want to talk with a real human you can connect by the QuickBooks support number. QuickBooks chat support is also available. So, you can contact the experts in the way you want. Try to ask the question in a simple way, so that the expert finds it better to read and reply as soon as possible.  

You can contact QuickBooks from Monday to Friday from 5 AM – 6 PM PT. 

You can contact us with the toll-free +1-844-401-1232 number 24X7 for better service.

Final Words

Now, we conclude that Intuit is the big platform that supports the users and provides a better facility. It has the following features:

  • A powerful mobile app
  • E-check acceptance
  • Ideal QuickBooks bookkeeping integration
  • Loyal brand
  • Great option for your payment processing needs
  • Transparency

A good accounting software must have these qualities and the QuickBooks has all. 

We have discussed the Intuit Merchant Services, its product and service, cost, and the customers’ reviews. We hope that now you understand the merchant service better than before. Now, you are ready to explore the features of Intuit Merchant Services and take advantage. If you need expert assistance, get connected with our QuickBooks ProAdvisor. Feel free to dial our toll-free number +1-844-401-1232 for the QuickBooks Payment support.

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