Intuit Merchant Services Review & QuickBooks Payments solution

Intuit merchant services are a quick method of payment. Intuit target the business owners of small firms, they support the accounting software to point of sale systems.

QuickBooks is the most popular small business accounting software that also provides merchants accounts to process credit cards on your Magento store, QuickBooks created by worldwide company Intuit.


  • Seamless QuickBooks integration
  • Predictable flat-rate pricing
  • Inexpensive chip card readers
  • No monthly minimums
  • Good for professional services


  • Limited invoice customization
  • High per-transaction fees
  • Slow deposit times
  • Inconsistent customer support

Many small business firms do not manage their account related work by the shortest way, they want to quick services and support and QuickBooks best fit in this criteria.

Intuit merchant services are Intuit credit card processing arm, but nowadays it is known as QuickBooks payments includes any sort of merchant processing that includes does. QuickBooks support the ACH payments at a reasonable cost.

By using QuickBooks for accounting you face the more facility-related to invoicing, eCommerce support. Otherwise sometimes face more difficulties because if you don’t use QuickBooks for accounting, there is not much of a point in pursuing QuickBooks Payments.

Overview of Intuit Merchant Services

QuickBooks is best suited for office environments and professional service providers. Here many clients confused about choosing a payment service. QuickBooks payments do accommodate retail setups with QuickBooks Point of Sale, and the cost of it is a little bit favorable compared to those merchants who are likely to have smaller tickets values.

Automatically sync the QuickBooks point of sale transactions to QuickBooks Desktop by using QuickBooks payments.

Sometimes user more thinks about QuickBooks payments because he worried about the latest fancy tech. If you are not a QuickBooks user you can just sign up for a merchant account here and manage all your payments inside their easy to use online payment systems.

Now one question is still in your mind, Is QuickBooks payment procedure is best for us? Everything sustains in the world for some reason just like QuickBooks, Because intuit payment solutions are convenient and comprehensive. it’s neither the most forward-thinking nor the most cost-effective solution.

Some reasons are given below to like the QuickBooks payments features:

  • It Covers the everything most QuickBooks users could need without a lot of problems.
  • Merchant chatter seems to back it up,
  • High volume discount available too,
  • It’s a detrimental service for those users who will benefit from the service.
  • Intuit also provides extra cards security fraud prevention,
  • Intuit is using 128-bit encryption.

We give them 4 stars out of 5 to QuickBooks payments and happy to use this product.

Products and Services:

First, you sign up the Intuit merchant account, there have many features and services for you. You select according to your needs. Intuit provides the own intuit merchant account with soft and per-transaction limits. Here some offers and plans are available for you, it depends on your QuickBooks versions which is used by you.

QuickBooks Payments Option: Choice Depends On you

QuickBooks Online Payments

Everything is managed in this from within the app. QuickBooks Online users use the QuickBooks Online payment option easily. By this you will have to connect your payments account to QuickBooks to get started.

  • You can send Invoices easily
  • Set up recurring payments
  • It’s accept swiped transactions with sales receipts wherever you are.
  • Once you generate invoices and sales receipts, you easily to pull from your customer list and populate them
  • invoice from your product/service catalog.
  • By computer, you can use a USB swiper
  • QB online has a mobile app for Android and iOS, you can connect the Go Payments readers to accept payments.
  • Processing rates for the online plan are cheaper and ACH transfers are free

QuickBooks Desktop Payments

Intuit provides advanced accounting features for Quickbooks Desktop payments. It’s a little bit similar to Online support, but you can’t accept mobile payments with the Desktop version. He takes the fee of $1 per transaction by ACH transfer instead of free. It has the check scanning feature, this feature does not available in an online version. Whose the user does not understand with QB online payments, he used the desktop payments. This feature is also good for payments.

QuickBooks eCommerce

If you want to apply for eCommerce processing separately so you used by the merchant account. Intuit has a viable option and is compatible with several major shopping cart providers.

How to do payments by QuickBooks eCommerce? Now this question arises in your mind because you are confused.

  • Choose a vendor: You select a web store from your recommended eCommerce vendors.
  • Connect your Account: You easily to connect your account with eCommerce
  • Start accepting credit cards: You can pay by cards for goods and services directly.

You create a sales receipts by QuickBooks online and provide this in eCommerce app. Many eCommerce providers offer QuickBooks integrations for importing data easily.

If you use QuickBooks Payments, so eCommerce payments are sensible otherwise it’s difficult to access. But this payment option does not include ACH transfers because we know the infrastructure is there.

QuickBooks Point Of Sale

It is only compatible with QuickBooks desktop Beavis Point of Sale is desktop-based system. QuickBooks Point of Sale is for brick and mortar retail shops. Only QuickBooks Payments integrates seamlessly and prevents you from having to manually enter transaction data. It does not have the mobile capabilities and you won’t get ACH transfers with QuickBooks Point of Sale.

Quickbooks Point of sale is Reliable, Robust recognized a trusted brand for your business.

It has Following features:

QuickBooks GoPayments

This mobile payment app has been rebranded as part of the QuickBooks family. It supports the smartphone and tablet you easy to pay and GoPayments automatically sync with QuickBooks Online. You easy to select your choice in the item library and just enter a quick sale without selecting the product and you can also collect tax and tip.  QuickBooks GoPayment is a probably better option for retail like the business and it is more familiar.

QuickBooks Invoicing integration for Gmail

This allows generating invoicing by your Gmail account and selects whether you want to accept credit cards or bank transfers. But first, you will need to create a free user account with Intuit and if you are a QuickBooks user this feature sync with QuickBooks Online.

Here we provide all QuickBooks Payments and its services, you take idea by reading QuickBooks articles and check the particular QuickBooks Payments Apps review.

Cost and Fees

Everybody worried about fees of services because QuickBooks payments come with its own pricing scheme so you need to focus on these features. Check the Intuits published pricing schedule because the rates quoted on the website are not complete.

We just make a list of a plan for your help and if you process more than $7,500 per month you should be eligible for custom rates which could save you money.

QuickBooks Online Payments

Many business use PayPal, Online version of QuickBooks supports PayPal payments and ACH transfers are free in this.

Basic PlanMonthly Plan
  • Monthly Fee: $0
  • Monthly fee: $20
  • Swiped Credit/ Debit: 2.4%
  • Keyed: 3.2%
  • Invoices, PayPal, Apple Pay: 2.9%
  • Swiped Credit/Debit: 1.6%
  • Keyed: 3.4%
  • ACH Transfer: $0
  • Per-Transaction Fee: $0.25
  • Invoices, PayPal, Apple pay: 2.8%
  • ACH Transfer: $0
  • Per-Transaction Fee: $0.25

QuickBooks Desktop Payments

The desktop version does not support the Paypal Payments and per-transaction fee is higher. One thing is good in QuickBooks Desktop software is a one-time purchase whereas QuickBooks Online is a monthly subscription. A desktop version is cheaper compared to an online version.

Basic PlanMonthly plan
  • Monthly fee: $0
  • Monthly fee: $20
  • Swiped Credit/Debit: 2.4%
  • Swiped Credit/Debit: 1.6%
  • Invoices/Apple Pay: 2.9%
  • Invoices/Apple Pay: 3.5%
  • Keyed: 3.4%
  • Keyed: 3.5%
  • Per-Transaction Fee: $0.30
  • Per-Transaction Fee: $0.30
  • ACH Transfer: $1
  • ACH Transfer: $1

QuickBooks Point of Sale Payments

QuickBooks Point of sale gives a PIN debit support, which is a nice touch. It does not take per transaction fee on the free basic plan, this is a good thing.

In the monthly plan, you saved 0.4% per transaction, but you are also going to pay $0.25 per each transaction.

Basic PlanPro Plan
  • Monthly Fee: $0
  • Monthly Fee: $19.95
  • Swiped Credit/Debit: 2.7%
  • Swiped Credit/Debit: 2.3%
  • PIN Debit: 1.0%
  • PIN Debit: 1.0%
  • Keyed: 3.4%
  • Keyed: 3.2%
  • Per-Transaction Fee: $0
  • Per-Transaction Fee: $0.25

QuickBooks eCommerce Payments

Plans of QB eCommerce Payments are given below

Basic PlanMonthly plan
  • Monthly Fee: $0
  • Monthly Fee: $20
  • Swiped Qualified: 2.4%
  • Swiped Credit/Debit: 1.6%
  • Keyed Qualified: 3.5%
  • Keyed Qualified: 3.3%
  • Per-Transaction Fee: $0.30
  • Per-Transaction Fee: $0.30

Intuit QuickBooks GoPayment

Intuit QuickBooks GoPayments pricing is similar to Square or QuickBooks Point of Sales with a no transaction Fee option.

Basic PlanMonthly Plan
  • Monthly Fee: $0
  • Monthly Fee: $20
  • Swiped/dipped/Trapped Transactions: 2.4%
  • Swiped/Dipped/Trapped Transactions: 1.6%
  • Keyed Transactions: 3.4%
  • Keyed Transactions: 3.2%

Other Fee & Charges

If you use PCI compliance services you will be charged $9.95 per month. You could pay up to $100 annually for PCI compliance, this is for monthly fee accounts. It depends on the transactions you process.

  • $25 chargeback fee
  • $25 ACH/bank reject Fee
  • $10 returned check fee

You directly buy hardware from Intuit or from a third-party source. The prices will vary depending on which device you choose.

Contract Length & Early Termination Fee

You can change over the pay-as-you-go option if you plan to take time off from processing.  Any time change and stop using your account without any penalty and your account will be suspended or terminated, if you don’t use the account or inactive account.

We easily to send mail or fax a formal written request for cancellation, to cancel your account. Another hand Intuit merchant agreement is pretty clear on its expectations of merchant behavior. Everything depends on you and your selection of payments process, your monthly subscription or your annual subscription.

Sales & Advertising Transparency

We suggest to you these are a better option for you because these are pretty transparent. The best thing in the merchant is, it does not take unexpected fees or they have been locked into a contract they can not get out of. Educated merchants easy to face the problem and give a little bit of effort to make better.

QB payments give better support and help to the users. It’s a user-friendly product and gives the absolute results to users. All transactions are automatically syncing with QuickBooks. And threats a built-in user base and a massive convenience factor, this is a reason for leads to a low-pressure approach to sales.

Negative Reviews & Complaints:

QuickBooks Payments users give the review after using the payment option, share their own experience with us.

  • Long hold times for Customers Service: When a user tries to connect with them, they are not happy with it because a call is waiting and he speaking to someone else. So long hold times for unhelpful service. Please check the right number you have dial because sometimes this creates a big problem.
  • Deposit Times: Nowadays deposit time is a big problem for some company offering the same day or next day processing times, but intuit’s 2-3 business days seems a bit out of touch. Users are getting bored with this problem.
  • Lack Of Customizable Invoices: Invoicing feature gives a better effect on payments, some merchants are not capable would like, specifically in regards to customization.

These are some complaints that are not big trouble to users and do not give negative feedback.

Positive Feedback Of users & Testimonials

Now we focus on positive talk of users for QuickBooks Payments, some users say the site of QuickBooks all quite positive, he works on there in a proper manner.
We are not surprised with this reply because we know the QuickBooks features and its working behavior. Here we share some review of satisfied Intuit Customers:

  • Invoicing and Reminders: We already discussed the above invoicing Features of QuickBooks. If you have a little bit of trouble with Invoicing, it’s not a big deal because if you get advanced features so you just ignore little problems related to Invoicing. QuickBooks also like the ability to send reminders to customers about outstanding invoices, reminders just to help users. Once you connect with QuickBooks by your Gmail account it will automatically sync with your account details.
  • Easy Integration: Mostly thing depends on integration because without integration you do not take the full benefits of QuickBooks. The integration of most of Intuit merchant services with QuickBooks is easy. You don’t do the lots of work on this because everything is linked up with software so the reporting and recording are automatic.
    • Powerful Efficiency
    • Greater Flexibility
    • A smart Financial move with Intuit
    • Move your Clients online with Confidence
  • We share one user’s experience with his words QuickBooks Payments is very convenient to use and it works seamlessly with QB online, which is vastly superior to the desktop version. I am very happy with QB online, it’s nothing short of fantastic, and the support is dead on, I give them 10 Stars. QB Payments.

Customer Services & Technical Support:

Customer service is a better facility to users when users face the problem related to the QuickBooks and services. We are always ready to help you with your query. QuickBooks Payments FAQ is enough to give more answer and clear your doubts. If you want to talk directly to the real people you just dial the given QuickBooks help number:

Phone Number: Toll-Free
Support Hours: 24X7 hour facility

You also use the chat features and discuss own query with experts, they resolve your query and give the proper solution. You ask the question in a very simple way for a better and fast reply because your big and puzzling question have more difficulty to take back an answer.

Final Decision:

Now we conclude that Intuit is the big platform to support the users for his small business, and providing a better facility.

  • A powerful mobile app
  • E-check acceptance
  • Absolutely ideal QuickBooks bookkeeping integration
  • Loyal brand
  • Great option for your payment processing needs
  • Transparency

Some advertising company like CDGcommerce and Fattmerchant is a advertise QuickBooks integration and will set you up with interchange plus pricing and a lower monthly fee than Intuit can provide.

When you feel good with Quickbooks and really enjoy with his working behavior due to this reason I am sure you refer this app to your other friends and tell them his good features.

You check the QuickBooks Desktop and QuickBooks Online Review and find which is best for you. Intuit Introduced a pretty feature of Intuit merchant services, so users take the advantages of merchant services for his business.

Transparency and pricing as well as its ability to provide fairly frictionless and seamless merchant services so these factors are responsible to make an increased rating of QuickBooks.

Connect With QuickBooks ProAdvisor Experts

Author: Editorial Team
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